BUYING PROCESS
1.HIRE A REALTOR TO KNOW YOUR OPTIONS
As experienced REALTORS®, our job is to advise you on all of your options during the home-buying process such as financing, market analysis, etc.
2. BEGIN LOAN APPROVAL PROCESS
Meet with a lender and get pre-approved for a loan to save time during a home search and improve your negotiating position.
3. START HOME SEARCH
View homes and select THE ONE. Use our home search worksheet and I will help you target your search and match your needs to the right house and area.
4. MAKE AN OFFER
Review market conditions and decide to present an aggressive or competitive offer. As your REALTOR®, I will explain and draw up all documentation and ensure terms are in your best interest. The process may go back and forth a few times.
5. GO UNDER CONTRACT
After both parties sign the final contract, the buyer writes two checks: an “earnest money check” to the Title Company to open escrow and an “option check” to the seller for an option/discovery period.
6. SCHEDULE INSPECTIONS, REPAIRS, AND INSURANCE
During the negotiated option period (usually 7-14 days), final details are handled and inspections are performed to ensure the property is right for you. As your REALTOR®, I’ll help you negotiate contract details like repairs, choose a home insurance provider, and review the Commitment of Title Insurance.
7. GO TO CLOSING
The buyer wires or brings a certified check for down payment and photo ID to the closing at the Title Company. Once the lender releases the funds to the seller, the buyer becomes the new homeowner.
